Before You Start

Make your own checklist of your personal requirements and what you want from the house, property and area
Consult your lender to make sure you are well within your means before committing yourself financially
Contact a competent solicitor independent of the real estate agent, before signing a contract. Avoid using conveyancing firms, they are usually fine until something goes wrong
Be aware your lender does not arrange or carry out inspections, they do valuation appraisals only. You must arrange building and pest inspections yourself
Check rates available, repayment requirements and hidden costs also penalties for any changes made afterwards
Look at variable and fixed rates and determine which is more suitable to your requirements
Only borrow within you means and allow for the unforeseen!
Consult your solicitor, accountant or a qualified financial advisor for expert advice

Saving You Money Now & Later.

So you know exactly what you must budget for, before proceeding with any purchase obtain written quotes from reputable companies or individuals on any major items that require rectification or replacing.